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Find the premium savings you've been looking for with Liability Only coverage; our lowest cost policy option. This policy provides the essential liability coverage you need without the added cost of complete hull coverage.
The Liability Only policy is available for all boats owned outright (with no lienholder).
If your boat is involved in a fire, grounding, sinking, or fuel-spill we'll dispatch help immediately and pay the full cost of salvage and wreck removal, up to the value of the boat. (Not available for for PWC Liability Only policies.)
Choose from a variety of coverage options.
Choose from a variety of coverage options
Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast.
In addition to your policy's standard liability coverage, this extra liability protection protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This "green coverage" is crucial now that federal and state laws subject boaters to liability for cleanup, containment, and environmental damage.
Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss.
Covers 50% of the cost (up to $1,000), per event, to professionally haul or protect your boat, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs).
Save up to 10% for completing a boating safety course, having multiple boat policies or a GEICO auto insurance policy.
Additional coverage for your injuries caused by a collision when a hit-and-run or uninsured boater is at fault.
For a quote, visit our Online Application or call 800-283-2883 for personal service.
All coverage is subject to terms, conditions, limits and exclusions of the policy. Not all policy options are available in all states. Boat and PWC policies are underwritten by GEICO Marine Insurance Company with administrative offices at 5323 Port Royal Road, Springfield, VA 22151. Coverage offered in all 50 states to boat owners with a U.S. address. In California, the program is provided through Boat Association Insurance Services, license #0H87086. View the GEICO Marine Insurance Company Privacy Policy & Notice of Collection.